# 📜 Legal Disclaimer – Boss Your Bucks™

## General Disclaimer

The information provided by **Boss Your Bucks™** (operating under Soul Money Sage) is for general informational and educational purposes only. It is not intended as financial, legal, tax, investment, or accounting advice. While we strive to provide accurate and up-to-date information, all content is provided "as is" and no guarantee is made as to its completeness or accuracy.

## No Professional Advice

You acknowledge that:

- We are not licensed financial advisers, accountants, lawyers, or tax professionals in your jurisdiction.

- Our content is not a substitute for professional advice tailored to your circumstances.

- You should always consult a licensed professional before making financial decisions.

## International Application

This disclaimer applies to users in:

### 🇦🇺 Australia

- We are not licensed by ASIC or any Australian financial services regulatory body.

- Content is provided for educational purposes under general advice exemption.

### 🇺🇸 United States

- We do not operate as Registered Investment Advisers under the SEC or any state agency.

- No fiduciary duty is implied by use of this site or services.

### 🇬🇧 United Kingdom

- We are not regulated by the Financial Conduct Authority (FCA).

- Services and materials are provided on a non-advisory, educational basis only.

## Earnings & Results Disclaimer

Every effort has been made to accurately represent our programs and tools. However, we make no guarantee that you will achieve specific financial results. Your personal success depends on many factors, including your financial literacy, discipline, choices, and external market conditions.

## Coaching Disclaimer

Coaching services are supportive, not prescriptive. They are designed to help you set goals, identify patterns, and take informed action. They do not replace the advice of a financial professional or therapist.

## App Disclaimer

The Boss Your Bucks™ Budget Builder App is a general-purpose budgeting tool. It relies on user-inputted data and may not reflect your full financial situation. You should verify all outputs independently and consult a professional before acting on them.

## Contact

For legal or privacy concerns, please contact us at:

📧 lorna.pinto@outlook.com